Dennis Khoo
Dennis Khoo is a visionary leader, author, and speaker on digital transformation, innovation, and leadership in the digital age.
Why book Dennis Khoo for your next event
- Learn proven strategies from the creator of the allDigitalFuture Playbook (taP).
- Gain insights from a pioneer who built ASEAN’s first digital bank, TMRW by UOB.
- Discover how leadership, strategy, and innovation intersect in successful transformations.
Non-binding request for Dennis Khoo
Author, transformation strategist, and digital banking pioneer.
Dennis Khoo is one of Asia’s most prominent voices in digital transformation and leadership. As the author of Driving Digital Transformation and the allDigitalFuture Playbook (taP), Dennis shares deep insights drawn from decades of experience leading large-scale innovation projects. A former senior banker and digital banking pioneer, he helped build ASEAN’s first millennial-focused digital bank, TMRW by UOB. Today, as Managing Partner at allDigitalFuture LLP, Dennis empowers leaders and organizations to navigate digital disruption with clarity, purpose, and measurable impact.
A Leader in Digital Transformation
Dennis Khoo stands among Asia’s foremost authorities on digital transformation, innovation, and leadership. With an exceptional career spanning technology, banking, and academia, he brings a rare combination of technical expertise and executive experience to every engagement. As the Managing Partner of allDigitalFuture LLP, Dennis advises organizations on how to transform sustainably in the digital era, combining strategy, technology, and leadership alignment through his proprietary framework, the allDigitalFuture Playbook (taP).
From Engineering to Executive Leadership
Dennis began his professional journey with Hewlett-Packard, where he gained early exposure to the technology industry’s rapid pace of innovation. His move into banking marked a defining shift. Over nearly two decades with Standard Chartered Bank and United Overseas Bank (UOB), Dennis held senior leadership positions including Global Head of Personal & Preferred Banking and Managing Director & Group Head of the TMRW Digital Group. His leadership transformed traditional banking divisions into digital-first operations, setting new benchmarks for customer engagement and innovation.
At UOB, Dennis led the creation of TMRW, ASEAN’s first digital bank built for millennials. Launched in Thailand in 2019 and in Indonesia in 2020, TMRW quickly gained global recognition, including the award for Most Innovative Digital Bank in Asia-Pacific by Global Finance. His leadership not only brought digital innovation to life but also established a new model for how legacy institutions can reinvent themselves for the future.
Building the Digital Future
Dennis’s work goes beyond corporate transformation, it is about shaping the mindset and ecosystem for digital success. As a co-founder of ventures such as Avatec.ai and VUI Pte Ltd, he helped integrate artificial intelligence, alternative credit scoring, and customer engagement technologies into banking operations. His unique approach weaves together business strategy, technology enablement, and organizational psychology to achieve transformation that endures.
He captured his experiences and insights in his bestselling book Driving Digital Transformation, which has been praised for offering one of the most comprehensive and practical frameworks for navigating large-scale change. His follow-up work, the allDigitalFuture Playbook (taP), provides a roadmap for leaders seeking to understand how to drive successful digital transformation through structured execution, prioritization, and human-centered leadership.
Expertise in Strategy, Innovation, and Leadership Development
Dennis’s expertise spans digital transformation, banking, product management, and leadership coaching. He is a certified WABC Registered Corporate Coach, a Gallup-certified Strengths Coach, and accredited in Harrison Assessments and The Leadership Circle. Throughout his career, Dennis has coached and mentored numerous senior executives, guiding them in achieving balance and clarity amid complexity. His program, “The Balanced Leader,” helps organizations strengthen leadership capability and alignment during transformation.
In academia, Dennis has served as Adjunct Professor at the National University of Singapore (NUS) Business School, where he taught corporate strategy and managerial communication. He is also a Senior Advisor to the Enterprise Leadership for Transformation (ELT) program at NUS, mentoring business owners and executives on turning strategic theory into practice.
Awards, Publications, and Speaking Engagements
Dennis’s contributions have earned him widespread recognition, including the prestigious title of IBF Distinguished Fellow, awarded to leaders who exemplify integrity and excellence in the financial industry. His thought leadership has been featured at major international events such as the ASEAN Business and Investment Summit, Forrester CX Forum, Efma CX Forum, and the Singapore Fintech Festival.
His books, Driving Digital Transformation and the allDigitalFuture Playbook, are celebrated for their blend of academic rigor and practical insight. Business leaders such as David Rogers (Columbia Business School) and Tsun Yan Hsieh (former McKinsey Global Partner) have praised his frameworks as essential tools for organizations navigating digital disruption.
Book Dennis Khoo for Your Event
When you book Dennis Khoo for your event, you bring in a speaker who has lived and led transformation at the highest levels. His talks combine deep industry knowledge with real-world examples of innovation and leadership, offering audiences actionable lessons on how to thrive in a rapidly changing world. Whether speaking to executives, entrepreneurs, or digital strategists, Dennis inspires clarity, courage, and confidence in navigating the future of business.
Keynotes
Keynote by Dennis Khoo:
A holistic approach to transformation and innovation in a complex world
Large incumbents all over the world are transforming, but there is evidence that points to the fact that less than 1 in 3 are succeeding. Our research indicates that such failures within larger incumbent companies are due to the lack of a holistic approach and the assumption that "what works for start-ups or other companies will also work for us". With disruption, global competition, and plenty of choice for today's customers, business transformation will become a way of doing business rather than an initiative. Yet, with such high failure rates and trillions of dollars being invested in transformation and innovation, incumbent companies are faced with the dilemma of damned if you do and damned if you don't.
Our central thesis is that a new and holistic transformation approach is the path forward, but no such holistic yet practical method is available today. We have developed one of the first such holistic approaches that can help companies around the world improve their probability of success when they transform. A holistic approach that encompasses Customers, Business, Capabilities, and People and Leadership are needed to overcome today's business transformation failures.
Yet, whilst more and more practitioners and thought leaders are beginning to align with such holistic approaches, no simple and elegant method that can scale to handle complex problems, which often have wicked circular loops and interaction effects exists today.
Dennis Khoo – Truth About Banking: Simple Model, Complex Execution
Watch Dennis Khoo in action!
